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PPI

Discussion in 'Cardiff City Forum' started by Clive Griffiths, 14 Jul 2019.

  1. Clive Griffiths

    Clive Griffiths Player of the Month

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    Has anybody claimed it ? May I enquire did you use a company or do it yourself. I wouldn't like to pay for it if I can avoid it. Is it easy to do yourself? I have very little in the way of records. I do however know my lenders. Must I work out the charge or simply ask that they look in to it. I believe this is time limited so any help gratefully appreciated.
     
  2. Dr. Lecter

    Dr. Lecter Vote Lecter.
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    Hartley works for a claims company. He'll be able to give you loads of advice.

    Obviously you'll have to apologise and be nice to him.

    Good luck.
     
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  3. Nugent

    Nugent Proud conservative
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    Never had it , However I try and keep the fuckers on the phone as long as possible me. Play fuck with them innit. Ask them how is life , where they going on holidays n stuff
     
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  4. Bernie Clifton

    Bernie Clifton Club and Country Superstar

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    Do it yourself, there are template letters online you can download and customise for your own purpose.
     
  5. Clive Griffiths

    Clive Griffiths Player of the Month

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    Do any grown ups have anything to contribute? No offence to contributors thus far.
     
  6. Vimto

    Vimto vile lefty
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    Ah. Wrong board, Mate.
     
  7. Clive Griffiths

    Clive Griffiths Player of the Month

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    Not you Clifton. Do I need to know how much I've been charged.? Will they work that out?
     
  8. Clive Griffiths

    Clive Griffiths Player of the Month

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  9. Eat Y'self Fitter

    Eat Y'self Fitter ⭐ Forum President ⭐
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    The Financial Conduct Authority (FCA) has announced that the PPI Deadline will be 29th August 2019. If you believe you were mis-sold PPI, you must submit your complaint to your bank/lender by this date.
     
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  10. Clive Griffiths

    Clive Griffiths Player of the Month

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    Thank you Bernie Clifton. Is it easy? I'm thinking of using a company because I'm not sure if they added ppi in all cases.
     
  11. Vimto

    Vimto vile lefty
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    You need to have the details to hand to complete the forms.
    You have already said that you dont have those details.
    Why don't you just go through a reputable PPI firm and let them do it for you? Much less hassle.
    Yes they will take a percentage, but 75% (or whatever) of something is better than 100% of absolutely f-all.

    A couple of people I work with tried the 'DIY' forms approach and they just got fobbed off, fobbed off and fobbed off again.

    Oh I'm probably wasting my time .. :hehe: it's sunny, there is a band on up the pub.
    Good luck :thumbup:
     
  12. Clive Griffiths

    Clive Griffiths Player of the Month

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    How do I know if they added it eat yourself fitter? I can't remember in some cases? I believe it was common practice for them to just add it on in the 90"a when I would have had loans. Will they check or must I provide evidence. It seems to me the FCA should have instructed the banks to contact all customers that ever had this product added on. It was a swindle
     
  13. Clive Griffiths

    Clive Griffiths Player of the Month

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    Thank you Vimto for a helpful reply. Enjoy the band.
     
  14. Eat Y'self Fitter

    Eat Y'self Fitter ⭐ Forum President ⭐
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    My wife just wrote to her bank, a few months later we got a 3k cheque.
     
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  15. CCFC_27

    CCFC_27 Club and Country Superstar

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    Do it yourself easy 3k
     
  16. TDA

    TDA slightly clapped out ninja
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    It doesn't matter. Just contact every company you dealt with. They will let you know whether or not you had a PPI policy.
     
  17. Feedback

    Feedback Ballon d'Or Winner

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    Why should anyone be entitled to PPI? No one is forced to sign a contract
     
  18. TDA

    TDA slightly clapped out ninja
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    They were with PPI, which many lenders made a conditional sale back in the 80's and 90's.
     
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  19. Clive Griffiths

    Clive Griffiths Player of the Month

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    Why should a useless product be tacked on a loan because the advisor recommended it? And earned commission for it? In lots of cases insinuated that it was compulsory. Why would the FCA rule against?
     
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  20. Bernie Clifton

    Bernie Clifton Club and Country Superstar

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    Dear fucking god
     
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